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Transcript

Sept 25 Mid Week Economic Recap

Consumer Confidence, Auto Loan Defaults hit recession levels

A quick mid week recap. Tune into the cast or read some of the highlights.

As the Federal Reserve considers rate cuts, the strain on American consumers is becoming clear. Personal savings rates have fallen to 2.9%, down from 7% in 2021, revealing households’ struggles to cope with economic pressures. Many are forced to withdraw savings or incur additional debt.

Auto loan defaults have surged to levels not seen since the 2008 financial crisis, especially among subprime borrowers. Rising interest rates and escalating costs are pushing budgets to their limits, resulting in missed payments.

Consumer confidence has also sharply declined, with September levels matching those of the 2020 recession. Middle-aged Americans, typically in their peak earning years, face rising living costs and dwindling savings.

Stay tuned for Fridays report on inflation and more!

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The Coastal Journal
The Coastal Journal Cast
Welcome to The Coastal Journal Cast, your go-to podcast for deep dives into economic insights. Join us as we explore the intricate workings of Macro-Econ through the lens of Austrian economic principles, delivering exclusive analysis and perspectives that transcend geographical boundaries. Get ready to uncover the hidden gems of economic knowledge right here on The CoastalCast from coast to coast.